The Adhiban Fixed Deposit schemes has the highest secure and credibility ratings, assuring you the security of your invested amount. Fixed deposit is a safe and secure investment option that guarantees senior citizen special interest rates, consistent interest rates, various interest payment options, and there is no market-related risks, with income tax deductions.
Apart from the market regular interest rates, we offer higher interest rates based on special tenure of 12, 24, 36, 48 and 60 months. As a investor you should know to compare the latest FD scheme rates among leading banks in the country before opening a new fixed deposit or renewing an existing one. Also Adhiban list the latest FD rates for the year 2023
If you are looking for a safe and convenient way to see your savings grow. Just open a FD scheme in Adiban online with minimum of Rs.10,000 for a flexible tenure starting from a minimum of 1 year to a maximum of 5 years.
Fixed deposit is a type of investment option where an investor deposits a sum of money with a financial institution such as a bank, post office, or other financial organization for a fixed period of time at a predetermined interest rate. The interest rate is usually higher than that of a regular savings account, and the returns on investment are guaranteed. The tenure of fixed deposits can vary from a few months to several years, depending on the investor's preference.
Fixed deposits are considered to be a safe and low-risk investment option as they offer guaranteed returns and are not affected by market fluctuations. They are a popular choice among investors who are looking for a secure investment option and do not want to take any risks with their money. Fixed deposits also provide liquidity as investors can withdraw their money before the maturity period, but may have to pay a penalty for early withdrawal.
Overall, fixed deposits are a reliable investment option for those looking to earn a fixed rate of return on their savings while minimizing their risk exposure. It is important to compare interest rates offered by different financial institutions and choose a plan that suits your financial goals and investment needs.
Get the highest and assured interest rate on a 60-month term. The longer you invest, the more benefits you will receive.
If you are a senior citizen or women, you get up to 0.50% per annum. additional Fixed Deposit interest rate.
Adhiban offer monthly, quarterly, half-yearly, and yearly interest payout options for our FD Schemes. Investors also have the option of full payout (interest earned + principal invested) at the end of the tenure selected (maturity).
Adhiban offers higher fixed deposit rates on special tenures of 12, 24, 36, 48, and 60 months.
Adhiban has created an easy online process where you can book an Fixed Deposit without visiting any of our branches..
Manage your Fixed Deposit online. Download and view your Fixed Deposit Receipt (FDR),
Check your Interest Certificate (IC), Download Statement of Accounts (SOA) and other relevant
documents.
Login to Investor Account
Adhiban offers investors the chance to raise a loan against their FD.
Anyone can invest in our Fixed Deposit Scheme if they meet the basic criteria mentioned below. You will need documents to complete your investment process if you meet the eligibility criteria.
Fixed Deposit, also known as Term Deposit, is a financial instrument that allows individuals to earn interest on their savings by depositing a lump sum amount for a fixed tenure. In this type of investment, the principal amount is locked-in for a specific period, and the interest rate is fixed at the time of investment.
Here are some features and benefits of Fixed Deposits:
Overall, fixed deposits offer a safe and secure investment option for individuals who want to earn guaranteed returns on their savings, without exposing themselves to high-risk investments.
The fixed deposit interest rates vary from bank to bank and depend on various factors such as the deposit amount, tenure, and market conditions. Generally, the interest rates offered by banks in India for fixed deposits range from 2.5% to 6% per annum.
However, it is important to note that the interest rates offered by banks are subject to change from time to time, and individuals should check with their respective banks or financial institutions for the latest interest rates before investing in fixed deposits. It is also important to consider factors such as inflation and tax implications while selecting a fixed deposit scheme to ensure that the returns are optimal.
A fixed deposit scheme is an investment tool offered by banks and non-banking financial institutions (NBFIs). Through it, investors can deposit their money for a specific amount of time at a fixed interest rate. It is an investment avenue that offers safe and secure returns in the form of interest. When you make an investment in a fixed deposit scheme, the financial institution assures you that it will return your money at the end of the tenure. This is known as the maturity period and will also earn you interest.
Adhiban provides its investors with a variety of tenure options. While investing in a fixed deposit, you can choose any tenure from 12 months to 60 months. The interest rate for each investment varies based on the tenure selected by the investor. Adhiban has introduced a special interest rate for senior citizens and women.
The minimum amount for investing in a fixed deposit with Adhiban is Rs. 10,000.
A fixed deposit is easy to invest in and offers a secure, guaranteed return on your investment. Depending on your financial needs, you can choose between monthly, quarterly, or at maturity fixed deposit interest payments.
The minimum investment period for an FD is as low as 1 Year.
Yes, Adhiban Fixed Deposits can be made jointly in the names of a minor and an adult. A fiduciary duty (FD) for a minor is usually made between parents and children. Sometimes guardians, such as grandparents, also invest jointly with their minor grandchildren.
